Disclaimer
Last updated: July 2026
This is the page most sites bury. We'd rather you read it, because the boundary it draws is also the honest description of what you're buying.
General guidance only
Everything on this website — guides, tools, videos, calculators — and everything delivered in our services is general education and independent document review. It is prepared without knowledge of your complete circumstances, and none of it is legal advice, financial or credit advice, engineering advice, or a building inspection.
What we are not
- We are not your builder. You (as the owner-builder) hold the permit and the responsibility that comes with it.
- We are not your certifier, and nothing we do replaces mandatory inspections or approvals.
- We are not your lawyer. Contract reviews are construction-eyes reviews of scope and pricing; where a clause needs a solicitor, we say so.
- We are not your lender or adviser. Anything we say about finance describes how owner-builder lending generally works — your decisions belong with you and your broker.
Tools and figures
Calculator outputs, benchmark ranges and case-study figures are indicative and based on general market observation at the time of writing. Regulations, caps and prices change, and they vary by state, contract type and project. Verify anything you intend to rely on with the relevant authority or professional before acting.
Decisions stay yours
Our reviews identify questions worth asking and gaps worth pricing. Whether to sign, pay, negotiate or walk away is always your decision. To the extent permitted by law (including the Australian Consumer Law, which this disclaimer does not exclude), we are not liable for loss arising from reliance on general information on this site.
Questions about any of this: admin@ownerbuilderhq.com.au.